加拿大抵押計算器
加拿大抵押貸款計算器主要面向加拿大居民，使用加元作為貨幣，利率每半年復利一次。
月薪:3722.27美元
| | 每月 | 總數 |
| 按揭付款 | $3,722.27 | $1,116,681.57 |
| 財產稅 | $200.00 | $60,000.00 |
| 家庭保險 | $208.33 | $62,500.00 |
| 其他費用 | $500.00 | $150,000.00 |
| 自付費用總額 | $4,630.61 | $1,389,181.57 |
|
| 房價 | $800,000.00 |
| 貸款金額 | $640,000.00 |
| 預付定金 | $160,000.00 |
| 總共300筆抵押貸款 | $1,116,681.57 |
| 總利息 | $476,681.57 |
| 抵押償還日期 | 2049年3月 |
攤銷表
| 月 | 日期 | 興趣 | 校長 | 期末余額 |
|---|
| 一 | 03/2024 | $2,639 | $1,083 | $638,917 |
| 2 | 4/2024 | $2,635 | $1,087 | $637,830 |
| 3 | 5/2024 | $2,630 | $1,092 | $636,738 |
| 四 | 6/2024 | $2,626 | $1,096 | $635,641 |
| 5 | 7/2024 | $2,621 | $1,101 | $634,540 |
| 6 | 8/2024 | $2,617 | $1,105 | $633,435 |
| 七 | 9/2024 | $2,612 | $1,110 | $632,325 |
| 8 | 10/2024 | $2,608 | $1,115 | $631,210 |
| 9 | 11/2024 | $2,603 | $1,119 | $630,091 |
| 10 | 12/2024 | $2,598 | $1,124 | $628,967 |
| 11 | 1/2025 | $2,594 | $1,128 | $627,839 |
| 12 | 2/2025 | $2,589 | $1,133 | $626,706 |
| 第一年末 |
| 13 | 3/2025 | $2,584 | $1,138 | $625,568 |
| 14 | 4/2025 | $2,580 | $1,142 | $624,425 |
| 15 | 5/2025 | $2,575 | $1,147 | $623,278 |
| 16 | 6/2025 | $2,570 | $1,152 | $622,126 |
| 17 | 7/2025 | $2,566 | $1,157 | $620,969 |
| 18 | 8/2025 | $2,561 | $1,161 | $619,808 |
| 19 | 9/2025 | $2,556 | $1,166 | $618,642 |
| 20 | 10/2025 | $2,551 | $1,171 | $617,471 |
| 21 | 11/2025 | $2,546 | $1,176 | $616,295 |
| 22 | 12/2025 | $2,542 | $1,181 | $615,114 |
| 23 | 1/2026 | $2,537 | $1,186 | $613,929 |
| 24 | 2/2026 | $2,532 | $1,190 | $612,738 |
| 第二年末 |
| 25 | 3/2026 | $2,527 | $1,195 | $611,543 |
| 26 | 4/2026 | $2,522 | $1,200 | $610,342 |
| 27 | 5/2026 | $2,517 | $1,205 | $609,137 |
| 28 | 6/2026 | $2,512 | $1,210 | $607,927 |
| 29 | 7/2026 | $2,507 | $1,215 | $606,712 |
| 30 | 8/2026 | $2,502 | $1,220 | $605,491 |
| 31 | 9/2026 | $2,497 | $1,225 | $604,266 |
| 32 | 10/2026 | $2,492 | $1,230 | $603,036 |
| 33 | 11/2026 | $2,487 | $1,235 | $601,800 |
| 34 | 12/2026 | $2,482 | $1,240 | $600,560 |
| 35 | 1/2027 | $2,477 | $1,246 | $599,314 |
| 36 | 2/2027 | $2,472 | $1,251 | $598,064 |
| 第三年末 |
| 37 | 3/2027 | $2,466 | $1,256 | $596,808 |
| 38 | 4/2027 | $2,461 | $1,261 | $595,547 |
| 39 | 5/2027 | $2,456 | $1,266 | $594,280 |
| 40 | 6/2027 | $2,451 | $1,272 | $593,009 |
| 41 | 7/2027 | $2,446 | $1,277 | $591,732 |
| 42 | 8/2027 | $2,440 | $1,282 | $590,450 |
| 43 | 9/2027 | $2,435 | $1,287 | $589,163 |
| 44 | 10/2027 | $2,430 | $1,293 | $587,870 |
| 45 | 11/2027 | $2,424 | $1,298 | $586,572 |
| 46 | 12/2027 | $2,419 | $1,303 | $585,269 |
| 47 | 1/2028 | $2,414 | $1,309 | $583,960 |
| 48 | 2/2028 | $2,408 | $1,314 | $582,646 |
| 第四年末 |
| 49 | 3/2028 | $2,403 | $1,319 | $581,327 |
| 50 | 4/2028 | $2,397 | $1,325 | $580,002 |
| 51 | 5/2028 | $2,392 | $1,330 | $578,671 |
| 52 | 6/2028 | $2,386 | $1,336 | $577,335 |
| 53 | 7/2028 | $2,381 | $1,341 | $575,994 |
| 54 | 8/2028 | $2,375 | $1,347 | $574,647 |
| 55 | 9/2028 | $2,370 | $1,352 | $573,295 |
| 56 | 10/2028 | $2,364 | $1,358 | $571,936 |
| 57 | 11/2028 | $2,359 | $1,364 | $570,573 |
| 58 | 12/2028 | $2,353 | $1,369 | $569,204 |
| 59 | 1/2029 | $2,347 | $1,375 | $567,829 |
| 60 | 2/2029 | $2,342 | $1,381 | $566,448 |
| 第五年末 |
| 61 | 3/2029 | $2,336 | $1,386 | $565,062 |
| 62 | 4/2029 | $2,330 | $1,392 | $563,670 |
| 63 | 5/2029 | $2,325 | $1,398 | $562,272 |
| 64 | 6/2029 | $2,319 | $1,404 | $560,868 |
| 65 | 7/2029 | $2,313 | $1,409 | $559,459 |
| 66 | 8/2029 | $2,307 | $1,415 | $558,044 |
| 67 | 9/2029 | $2,301 | $1,421 | $556,623 |
| 68 | 10/2029 | $2,295 | $1,427 | $555,196 |
| 69 | 11/2029 | $2,290 | $1,433 | $553,764 |
| 70 | 12/2029 | $2,284 | $1,439 | $552,325 |
| 71 | 1/2030 | $2,278 | $1,445 | $550,881 |
| 72 | 2/2030 | $2,272 | $1,450 | $549,430 |
| 第六年末 |
| 73 | 3/2030 | $2,266 | $1,456 | $547,974 |
| 74 | 4/2030 | $2,260 | $1,462 | $546,511 |
| 75 | 5/2030 | $2,254 | $1,469 | $545,043 |
| 76 | 6/2030 | $2,248 | $1,475 | $543,568 |
| 77 | 7/2030 | $2,242 | $1,481 | $542,087 |
| 78 | 8/2030 | $2,236 | $1,487 | $540,601 |
| 79 | 9/2030 | $2,229 | $1,493 | $539,108 |
| 80 | 10/2030 | $2,223 | $1,499 | $537,609 |
| 81 | 11/2030 | $2,217 | $1,505 | $536,103 |
| 82 | 12/2030 | $2,211 | $1,511 | $534,592 |
| 83 | 1/2031 | $2,205 | $1,518 | $533,074 |
| 84 | 2/2031 | $2,198 | $1,524 | $531,550 |
| 第7年末 |
| 85 | 3/2031 | $2,192 | $1,530 | $530,020 |
| 86 | 4/2031 | $2,186 | $1,537 | $528,484 |
| 87 | 5/2031 | $2,179 | $1,543 | $526,941 |
| 88 | 6/2031 | $2,173 | $1,549 | $525,392 |
| 89 | 7/2031 | $2,167 | $1,556 | $523,836 |
| 90 | 8/2031 | $2,160 | $1,562 | $522,274 |
| 91 | 9/2031 | $2,154 | $1,568 | $520,706 |
| 92 | 10/2031 | $2,147 | $1,575 | $519,131 |
| 93 | 11/2031 | $2,141 | $1,581 | $517,549 |
| 94 | 12/2031 | $2,134 | $1,588 | $515,961 |
| 95 | 1/2032 | $2,128 | $1,594 | $514,367 |
| 96 | 2/2032 | $2,121 | $1,601 | $512,766 |
| 第八年末 |
| 97 | 3/2032 | $2,115 | $1,608 | $511,158 |
| 98 | 4/2032 | $2,108 | $1,614 | $509,544 |
| 99 | 5/2032 | $2,101 | $1,621 | $507,923 |
| 100 | 6/2032 | $2,095 | $1,628 | $506,295 |
| 101 | 7/2032 | $2,088 | $1,634 | $504,661 |
| 102 | 8/2032 | $2,081 | $1,641 | $503,020 |
| 103 | 9/2032 | $2,074 | $1,648 | $501,372 |
| 104 | 10/2032 | $2,068 | $1,655 | $499,717 |
| 105 | 11/2032 | $2,061 | $1,661 | $498,056 |
| 106 | 12/2032 | $2,054 | $1,668 | $496,387 |
| 107 | 1/2033 | $2,047 | $1,675 | $494,712 |
| 108 | 2/2033 | $2,040 | $1,682 | $493,030 |
| 第九年末 |
| 109 | 3/2033 | $2,033 | $1,689 | $491,341 |
| 110 | 4/2033 | $2,026 | $1,696 | $489,645 |
| 111 | 5/2033 | $2,019 | $1,703 | $487,942 |
| 112 | 6/2033 | $2,012 | $1,710 | $486,232 |
| 113 | 7/2033 | $2,005 | $1,717 | $484,515 |
| 114 | 8/2033 | $1,998 | $1,724 | $482,791 |
| 115 | 9/2033 | $1,991 | $1,731 | $481,059 |
| 116 | 10/2033 | $1,984 | $1,738 | $479,321 |
| 117 | 11/2033 | $1,977 | $1,746 | $477,575 |
| 118 | 12/2033 | $1,969 | $1,753 | $475,823 |
| 119 | 1/2034 | $1,962 | $1,760 | $474,063 |
| 120 | 2/2034 | $1,955 | $1,767 | $472,295 |
| 第10年末 |
| 121 | 3/2034 | $1,948 | $1,775 | $470,521 |
| 122 | 4/2034 | $1,940 | $1,782 | $468,739 |
| 123 | 5/2034 | $1,933 | $1,789 | $466,950 |
| 124 | 6/2034 | $1,926 | $1,797 | $465,153 |
| 125 | 7/2034 | $1,918 | $1,804 | $463,349 |
| 126 | 8/2034 | $1,911 | $1,811 | $461,538 |
| 127 | 9/2034 | $1,903 | $1,819 | $459,719 |
| 128 | 10/2034 | $1,896 | $1,826 | $457,892 |
| 129 | 11/2034 | $1,888 | $1,834 | $456,058 |
| 130 | 12/2034 | $1,881 | $1,842 | $454,217 |
| 131 | 1/2035 | $1,873 | $1,849 | $452,368 |
| 132 | 2/2035 | $1,866 | $1,857 | $450,511 |
| 第11年末 |
| 133 | 3/2035 | $1,858 | $1,864 | $448,646 |
| 134 | 4/2035 | $1,850 | $1,872 | $446,774 |
| 135 | 5/2035 | $1,842 | $1,880 | $444,895 |
| 136 | 6/2035 | $1,835 | $1,888 | $443,007 |
| 137 | 7/2035 | $1,827 | $1,895 | $441,112 |
| 138 | 8/2035 | $1,819 | $1,903 | $439,208 |
| 139 | 9/2035 | $1,811 | $1,911 | $437,297 |
| 140 | 10/2035 | $1,803 | $1,919 | $435,379 |
| 141 | 11/2035 | $1,795 | $1,927 | $433,452 |
| 142 | 12/2035 | $1,788 | $1,935 | $431,517 |
| 143 | 1/2036 | $1,780 | $1,943 | $429,574 |
| 144 | 2/2036 | $1,772 | $1,951 | $427,624 |
| 12年末 |
| 145 | 3/2036 | $1,763 | $1,959 | $425,665 |
| 146 | 4/2036 | $1,755 | $1,967 | $423,698 |
| 147 | 5/2036 | $1,747 | $1,975 | $421,723 |
| 148 | 6/2036 | $1,739 | $1,983 | $419,740 |
| 149 | 7/2036 | $1,731 | $1,991 | $417,748 |
| 150 | 8/2036 | $1,723 | $2,000 | $415,749 |
| 151 | 9/2036 | $1,715 | $2,008 | $413,741 |
| 152 | 10/2036 | $1,706 | $2,016 | $411,725 |
| 153 | 11/2036 | $1,698 | $2,024 | $409,701 |
| 154 | 12/2036 | $1,690 | $2,033 | $407,668 |
| 155 | 1/2037 | $1,681 | $2,041 | $405,627 |
| 156 | 2/2037 | $1,673 | $2,050 | $403,578 |
| 第13年末 |
| 157 | 3/2037 | $1,664 | $2,058 | $401,520 |
| 158 | 4/2037 | $1,656 | $2,066 | $399,453 |
| 159 | 5/2037 | $1,647 | $2,075 | $397,378 |
| 160 | 6/2037 | $1,639 | $2,084 | $395,295 |
| 161 | 7/2037 | $1,630 | $2,092 | $393,203 |
| 162 | 8/2037 | $1,622 | $2,101 | $391,102 |
| 163 | 9/2037 | $1,613 | $2,109 | $388,992 |
| 164 | 10/2037 | $1,604 | $2,118 | $386,874 |
| 165 | 11/2037 | $1,595 | $2,127 | $384,747 |
| 166 | 12/2037 | $1,587 | $2,136 | $382,612 |
| 167 | 1/2038 | $1,578 | $2,144 | $380,467 |
| 168 | 2/2038 | $1,569 | $2,153 | $378,314 |
| 第14年末 |
| 169 | 3/2038 | $1,560 | $2,162 | $376,152 |
| 170 | 4/2038 | $1,551 | $2,171 | $373,981 |
| 171 | 5/2038 | $1,542 | $2,180 | $371,801 |
| 172 | 6/2038 | $1,533 | $2,189 | $369,612 |
| 173 | 7/2038 | $1,524 | $2,198 | $367,414 |
| 174 | 8/2038 | $1,515 | $2,207 | $365,207 |
| 175 | 9/2038 | $1,506 | $2,216 | $362,991 |
| 176 | 10/2038 | $1,497 | $2,225 | $360,765 |
| 177 | 11/2038 | $1,488 | $2,235 | $358,531 |
| 178 | 12/2038 | $1,479 | $2,244 | $356,287 |
| 179 | 1/2039 | $1,469 | $2,253 | $354,034 |
| 180 | 2/2039 | $1,460 | $2,262 | $351,772 |
| 15年末 |
| 181 | 3/2039 | $1,451 | $2,272 | $349,500 |
| 182 | 4/2039 | $1,441 | $2,281 | $347,219 |
| 183 | 5/2039 | $1,432 | $2,290 | $344,929 |
| 184 | 6/2039 | $1,422 | $2,300 | $342,629 |
| 185 | 7/2039 | $1,413 | $2,309 | $340,320 |
| 186 | 8/2039 | $1,403 | $2,319 | $338,001 |
| 187 | 9/2039 | $1,394 | $2,328 | $335,673 |
| 188 | 10/2039 | $1,384 | $2,338 | $333,335 |
| 189 | 11/2039 | $1,375 | $2,348 | $330,987 |
| 190 | 12/2039 | $1,365 | $2,357 | $328,630 |
| 191 | 1/2040 | $1,355 | $2,367 | $326,263 |
| 192 | 2/2040 | $1,345 | $2,377 | $323,886 |
| 16年末 |
| 193 | 3/2040 | $1,336 | $2,387 | $321,499 |
| 194 | 4/2040 | $1,326 | $2,396 | $319,103 |
| 195 | 5/2040 | $1,316 | $2,406 | $316,697 |
| 196 | 6/2040 | $1,306 | $2,416 | $314,280 |
| 197 | 7/2040 | $1,296 | $2,426 | $311,854 |
| 198 | 8/2040 | $1,286 | $2,436 | $309,418 |
| 199 | 9/2040 | $1,276 | $2,446 | $306,972 |
| 200 | 10/2040 | $1,266 | $2,456 | $304,515 |
| 201 | 11/2040 | $1,256 | $2,466 | $302,049 |
| 202 | 12/2040 | $1,246 | $2,477 | $299,572 |
| 203 | 1/2041 | $1,235 | $2,487 | $297,085 |
| 204 | 2/2041 | $1,225 | $2,497 | $294,588 |
| 17年末 |
| 205 | 3/2041 | $1,215 | $2,507 | $292,081 |
| 206 | 4/2041 | $1,205 | $2,518 | $289,563 |
| 207 | 5/2041 | $1,194 | $2,528 | $287,035 |
| 208 | 6/2041 | $1,184 | $2,539 | $284,496 |
| 209 | 7/2041 | $1,173 | $2,549 | $281,947 |
| 210 | 8/2041 | $1,163 | $2,560 | $279,388 |
| 211 | 9/2041 | $1,152 | $2,570 | $276,818 |
| 212 | 10/2041 | $1,142 | $2,581 | $274,237 |
| 213 | 11/2041 | $1,131 | $2,591 | $271,646 |
| 214 | 12/2041 | $1,120 | $2,602 | $269,044 |
| 215 | 1/2042 | $1,110 | $2,613 | $266,431 |
| 216 | 2/2042 | $1,099 | $2,624 | $263,807 |
| 18年末 |
| 217 | 3/2042 | $1,088 | $2,634 | $261,173 |
| 218 | 4/2042 | $1,077 | $2,645 | $258,528 |
| 219 | 5/2042 | $1,066 | $2,656 | $255,872 |
| 220 | 6/2042 | $1,055 | $2,667 | $253,204 |
| 221 | 7/2042 | $1,044 | $2,678 | $250,526 |
| 222 | 8/2042 | $1,033 | $2,689 | $247,837 |
| 223 | 9/2042 | $1,022 | $2,700 | $245,137 |
| 224 | 10/2042 | $1,011 | $2,711 | $242,426 |
| 225 | 11/2042 | $1,000 | $2,723 | $239,703 |
| 226 | 12/2042 | $989 | $2,734 | $236,969 |
| 227 | 1/2043 | $977 | $2,745 | $234,224 |
| 228 | 2/2043 | $966 | $2,756 | $231,468 |
| 19年末 |
| 229 | 3/2043 | $955 | $2,768 | $228,700 |
| 230 | 4/2043 | $943 | $2,779 | $225,921 |
| 231 | 5/2043 | $932 | $2,791 | $223,131 |
| 232 | 6/2043 | $920 | $2,802 | $220,329 |
| 233 | 7/2043 | $909 | $2,814 | $217,515 |
| 234 | 8/2043 | $897 | $2,825 | $214,690 |
| 235 | 9/2043 | $885 | $2,837 | $211,853 |
| 236 | 10/2043 | $874 | $2,849 | $209,004 |
| 237 | 11/2043 | $862 | $2,860 | $206,144 |
| 238 | 12/2043 | $850 | $2,872 | $203,272 |
| 239 | 1/2044 | $838 | $2,884 | $200,388 |
| 240 | 2/2044 | $826 | $2,896 | $197,492 |
| 20年末 |
| 241 | 3/2044 | $814 | $2,908 | $194,584 |
| 242 | 4/2044 | $802 | $2,920 | $191,664 |
| 243 | 5/2044 | $790 | $2,932 | $188,732 |
| 244 | 6/2044 | $778 | $2,944 | $185,788 |
| 245 | 7/2044 | $766 | $2,956 | $182,832 |
| 246 | 8/2044 | $754 | $2,968 | $179,864 |
| 一周七天 | 9/2044 | $742 | $2,981 | $176,883 |
| 248 | 10/2044 | $729 | $2,993 | $173,890 |
| 249 | 11/2044 | $717 | $3,005 | $170,885 |
| 250 | 12/2044 | $705 | $3,018 | $167,868 |
| 251 | 1/2045 | $692 | $3,030 | $164,838 |
| 252 | 2/2045 | $680 | $3,042 | $161,795 |
| 21年末 |
| 253 | 3/2045 | $667 | $3,055 | $158,740 |
| 254 | 4/2045 | $655 | $3,068 | $155,673 |
| 255 | 5/2045 | $642 | $3,080 | $152,592 |
| 256 | 6/2045 | $629 | $3,093 | $149,499 |
| 257 | 7/2045 | $617 | $3,106 | $146,394 |
| 258 | 8/2045 | $604 | $3,119 | $143,275 |
| 259 | 9/2045 | $591 | $3,131 | $140,144 |
| 260 | 10/2045 | $578 | $3,144 | $136,999 |
| 261 | 11/2045 | $565 | $3,157 | $133,842 |
| 262 | 12/2045 | $552 | $3,170 | $130,672 |
| 263 | 1/2046 | $539 | $3,183 | $127,488 |
| 264 | 2/2046 | $526 | $3,197 | $124,292 |
| 22年末 |
| 265 | 3/2046 | $513 | $3,210 | $121,082 |
| 266 | 4/2046 | $499 | $3,223 | $117,859 |
| 267 | 5/2046 | $486 | $3,236 | $114,623 |
| 268 | 6/2046 | $473 | $3,250 | $111,373 |
| 269 | 7/2046 | $459 | $3,263 | $108,110 |
| 270 | 8/2046 | $446 | $3,276 | $104,834 |
| 271 | 9/2046 | $432 | $3,290 | $101,544 |
| 272 | 10/2046 | $419 | $3,304 | $98,240 |
| 273 | 11/2046 | $405 | $3,317 | $94,923 |
| 274 | 12/2046 | $391 | $3,331 | $91,592 |
| 275 | 1/2047 | $378 | $3,345 | $88,248 |
| 276 | 2/2047 | $364 | $3,358 | $84,890 |
| 23年末 |
| 277 | 3/2047 | $350 | $3,372 | $81,517 |
| 278 | 4/2047 | $336 | $3,386 | $78,131 |
| 279 | 5/2047 | $322 | $3,400 | $74,731 |
| 280 | 6/2047 | $308 | $3,414 | $71,317 |
| 281 | 7/2047 | $294 | $3,428 | $67,889 |
| 282 | 8/2047 | $280 | $3,442 | $64,447 |
| 283 | 9/2047 | $266 | $3,456 | $60,990 |
| 284 | 10/2047 | $252 | $3,471 | $57,519 |
| 285 | 11/2047 | $237 | $3,485 | $54,034 |
| 286 | 12/2047 | $223 | $3,499 | $50,535 |
| 287 | 1/2048 | $208 | $3,514 | $47,021 |
| 288 | 2/2048 | $194 | $3,528 | $43,493 |
| 24年末 |
| 289 | 3/2048 | $179 | $3,543 | $39,950 |
| 290 | 4/2048 | $165 | $3,558 | $36,392 |
| 291 | 5/2048 | $150 | $3,572 | $32,820 |
| 292 | 6/2048 | $135 | $3,587 | $29,233 |
| 293 | 7/2048 | $121 | $3,602 | $25,631 |
| 294 | 8/2048 | $106 | $3,617 | $22,015 |
| 295 | 9/2048 | $91 | $3,631 | $18,383 |
| 296 | 10/2048 | $76 | $3,646 | $14,737 |
| 297 | 11/2048 | $61 | $3,661 | $11,075 |
| 298 | 12/2048 | $46 | $3,677 | $7,399 |
| 299 | 1/2049 | $31 | $3,692 | $3,707 |
| 300 | 2/2049 | $15 | $3,707 | $0 |
| 25年末 |
| 年 | 日期 | 興趣 | 校長 | 期末余額 |
|---|
| 一 | 3/24-2/25 | $31,373 | $13,294 | $626,706 |
| 2 | 3/25-2/26 | $30,700 | $13,967 | $612,738 |
| 3 | 3/26-2/27 | $29,993 | $14,675 | $598,064 |
| 四 | 3/27-2/28 | $29,250 | $15,417 | $582,646 |
| 5 | 3/28-2/29 | $28,469 | $16,198 | $566,448 |
| 6 | 3/29-2/30 | $27,649 | $17,018 | $549,430 |
| 七 | 3/30-2/31 | $26,788 | $17,880 | $531,550 |
| 8 | 3/31-2/32 | $25,883 | $18,785 | $512,766 |
| 9 | 3/32-2/33 | $24,932 | $19,736 | $493,030 |
| 10 | 3/33-2/34 | $23,932 | $20,735 | $472,295 |
| 11 | 3/34-2/35 | $22,883 | $21,784 | $450,511 |
| 12 | 3/35-2/36 | $21,780 | $22,887 | $427,624 |
| 13 | 3/36-2/37 | $20,621 | $24,046 | $403,578 |
| 14 | 3/37-2/38 | $19,404 | $25,263 | $378,314 |
| 15 | 3/38-2/39 | $18,125 | $26,542 | $351,772 |
| 16 | 3/39-2/40 | $16,781 | $27,886 | $323,886 |
| 17 | 3/40-2/41 | $15,370 | $29,298 | $294,588 |
| 18 | 3/41-2/42 | $13,886 | $30,781 | $263,807 |
| 19 | 3/42-2/43 | $12,328 | $32,339 | $231,468 |
| 20 | 3/43-2/44 | $10,691 | $33,976 | $197,492 |
| 21 | 3/44-2/45 | $8,971 | $35,696 | $161,795 |
| 22 | 3/45-2/46 | $7,164 | $37,504 | $124,292 |
| 23 | 3/46-2/47 | $5,265 | $39,402 | $84,890 |
| 24 | 3/47-2/48 | $3,270 | $41,397 | $43,493 |
| 25 | 3/48-2/49 | $1,175 | $43,493 | $0 |
獲得你的第一筆抵押貸款
抵押貸款的傳統分期償還期（償還時間）為25年。但這是在5年的時間內完成的，盡管有可能在更短的時間內支付抵押貸款，但不會更長。分期償還期越長，月供就越少，但貸款的總成本就越高。
大多數抵押貸款期限為五年，但也可能有更短的期限。五年抵押貸款期限是抵押貸款合同生效的時間。在每個期限結束時，抵押貸款必須續簽另一個期限，此時有機會考慮進行任何更改。可能的變化包括重新協商下一學期的費率以及合同的其他細節。商定的利率在期限內仍然有效。
可以在開放式抵押貸款和封閉式抵押貸款之間進行選擇，前者為個人提供了隨時償還全部或部分抵押貸款的靈活性，而無需提前還款費用，后者限制了提前還款的選擇。后者通常利率較低。
傳統上，每月都要支付抵押貸款。可以安排兩周一次的還款，這樣可以加快還款速度，降低貸款成本。雙周付款是指每兩周支付月付款的一半。這導致一年支付26次而不是24次。
抵押貸款允許選擇建立現金賬戶。由于本金分期償還，儲存的資金可以在需要時作為取出現金的來源，并且可以免費借入。使用后，金額只需加回抵押貸款本金。
還有靈活或跳過付款的選項。
大多數加拿大抵押貸款是可轉移的，這意味著如果業主在五年期限到期前搬家，他們可以選擇將舊抵押貸款應用于新房屋。如果是一套更貴的房子，也有可能為差價獲得新的貸款。
HOA業主協會費用
業主協會（HOA）費用是每月向業主收取的資金，用于支付主保險、外部和內部維護、景觀美化、水、下水道和垃圾成本等費用。
